Terms and Conditions
Terms and Conditions Overview
These Terms and Conditions govern your use of Selquinarothen's financial consultation services and website. By accessing our services, you agree to be bound by these terms.
Effective Date: August 21, 2025
By using our services, you acknowledge that you have read and agree to these terms
Definitions
For the purposes of these Terms and Conditions, the following definitions apply
- • Services: Financial consultation and planning services provided through our subscription model
- • Client: Any individual or entity that subscribes to our consultation services
- • Agreement: These Terms and Conditions along with our Privacy Policy and other applicable policies
- • Platform: Our website, mobile applications, and related digital services
Service Usage Rules
Your use of our services is subject to the following guidelines and restrictions
Permitted Use
- • Using services for legitimate financial planning purposes
- • Providing accurate information for consultation purposes
- • Complying with all applicable laws and regulations
Prohibited Activities
- • Providing false or misleading information
- • Using services for illegal or fraudulent activities
- • Attempting to circumvent security measures
- • Sharing access credentials with unauthorized parties
User Responsibilities
As a client of our services, you are responsible for
- • Maintaining the confidentiality of your account information
- • Providing accurate and complete information for consultations
- • Notifying us of any changes to your circumstances
- • Using our services in compliance with these terms
Intellectual Property
All content, trademarks, and intellectual property on our platform remain the exclusive property of Selquinarothen. You may not reproduce, distribute, or create derivative works without our written consent.
Unauthorized use of our intellectual property may result in legal action and termination of services
Privacy and Data Protection
Your privacy is important to us. We handle your personal information in accordance with our Privacy Policy and applicable data protection laws.
Please refer to our Privacy Policy for detailed information about data collection and processing Privacy Policy.
Payment Terms
Subscription fees are charged monthly in advance. All prices include applicable taxes unless otherwise stated.
- • Monthly subscription fee of RM 1,050 (approximately $250 USD) charged in advance
- • Payments are non-refundable except where required by law
- • Failed payments may result in service suspension
Termination
Either party may terminate the service agreement with 30 days written notice. We reserve the right to terminate immediately for breach of these terms.
Upon termination, your access to services will cease, though we may retain records as required by law
Disclaimers and Warranties
We provide our services "as is" and make no warranties about service availability, accuracy, or fitness for particular purposes.
Our consultation services are provided without guarantees of specific outcomes or results
Limitation of Liability
Our liability for any claims arising from our services is limited to the amount of fees paid by you in the 12 months preceding the claim.
We shall not be liable for indirect, incidental, or consequential damages
Indemnification
You agree to indemnify Selquinarothen against claims arising from your use of our services or breach of these terms
Dispute Resolution
Disputes arising from these terms shall be resolved through the following mechanisms
Arbitration
Most disputes will be resolved through binding arbitration in accordance with Malaysian arbitration rules
Arbitration Rules: Malaysian Arbitration Rules 2018
Arbitration Location: Kuala Lumpur, Malaysia
Arbitration Language: English and Bahasa Malaysia
EU Online Dispute Resolution
EU residents may access the European Commission's Online Dispute Resolution platform for consumer disputes
EU ODR Platform: https://ec.europa.eu/consumers/odr
We are committed to participating in alternative dispute resolution procedures
Governing Law
Malaysian law
These terms are governed by Malaysian law and subject to the exclusive jurisdiction of Malaysian courts
Severability
If any provision of these terms is deemed invalid, the remaining provisions shall remain in full force and effect
Entire Agreement
These Terms and Conditions, together with our Privacy Policy, constitute the entire agreement between you and Selquinarothen regarding our services.
Modifications to Terms
We reserve the right to modify these terms at any time. Changes will be posted on our website with an updated effective date.
Significant changes will be communicated via email to active subscribers
Contact Information
For questions about these Terms and Conditions, please contact us using the information below
Company: Selquinarothen
Address: Ranau Road, 89300 Ranau, Sabah, Malaysia
Email: info@selquinarothen.com
Phone: +601429750183